Disclosure & Terms of Service.

We act as an AMFI-Registered Mutual Fund Distributor.
Our primary role is to:

• Facilitate the purchase, redemption, and switching of mutual fund units.
• Provide information on mutual fund schemes and asset allocation.
• Assist investors with transactions, documentation, and account-related queries.

We are not a SEBI-Registered Investment Adviser (RIA).
We do not offer individualised financial advice, portfolio management, or assured returns.

We do not charge any advisory or service fees directly to our clients for mutual fund distribution.

Our sole source of earnings comes from commissions paid by Asset Management Companies (AMCs), as permitted under AMFI guidelines.

There is no additional cost to investors for engaging with us as their distributor.

As per regulatory requirements, we disclose that:

• We receive Upfront Commissions and/or Trail Commissions from AMCs.
• These commissions are paid by the respective AMCs, not by the client.
• Commission structures vary across mutual fund categories (equity, hybrid, debt, liquid) and across AMCs.

Indicative Commission Ranges (Industry Standard in India)

(Actual rates vary by AMC and scheme; detailed AMC-wise disclosures available on request.)

• We do not recommend schemes based on commissions.
• We aim to suggest options aligned with your stated financial needs and risk profile.
• However, as distributors—not advisors—there exists a potential conflict of interest due to the commission-based compensation model.

We encourage all investors to review scheme documents, KIM (Key Information Memorandum), SID (Scheme Information Document), and risk factors before investing.

Mutual Fund investments are subject to market risks.
We do not guarantee:

• Returns
• Capital protection
• Performance of any mutual fund scheme

Past performance does not indicate future results.

The investor should:

• Read all scheme-related documents carefully
• Evaluate risk tolerance
• Make informed decisions
• Keep KYC and FATCA details updated

We facilitate, but the final investment decision remains with the client.

We collect and store client information solely for:

• Compliance with KYC/AML regulations
• Executing transactions
• Providing ongoing communication regarding investments

We do not sell or share client data with third parties except where legally required.

By interacting with our platform/services, you agree that:

• All transactions follow AMFI and SEBI guidelines.
• You will provide accurate and updated personal information.
• You understand the nature of mutual fund investments and associated risks.
• We reserve the right to modify terms or discontinue services as required.

If you have concerns or complaints, you can contact:

If unresolved, you may escalate to:

• The respective AMC
• AMFI

By continuing to use our services, you acknowledge:

• You have read and understood this Disclosure & Terms of Service.
• You understand our commission-based earnings model.
• You agree to the terms stated above.